Which document serves to transfer property ownership?

A deed is the legal document that serves to transfer property ownership from one party to another. It is a formal written instrument that specifies the parties involved in the transaction, describes the property being transferred, and outlines the terms of the transfer. The deed must be signed by the grantor (the person transferring the property) and typically needs to be notarized and recorded in the relevant governmental office to provide public notice of the transfer.

In contrast, other options such as a mortgage are related to securing financing for the property and do not transfer ownership. A title insurance policy protects against losses stemming from defects in the title but does not serve as a means to transfer ownership. An easement grants a right to use another's property for a specific purpose but does not convey ownership of the property itself.