What is the primary guarantee provided by a warranty deed?

Prepare for the Kansas Title Insurance Test. Utilize flashcards and multiple choice questions with detailed explanations. Ensure success on your exam!

The primary guarantee provided by a warranty deed is the assurance of good title to the property. This means that the grantor (the person transferring the property) is legally affirming that they hold clear ownership of the property and have the right to sell it. Additionally, the grantor guarantees that there are no undisclosed encumbrances, liens, or defects in title that could affect the grantee's (the person receiving the property) ownership.

This assurance is vital, as it provides the buyer with confidence that their ownership is secure and that they have legal recourse should any issues arise after the transfer. Warranty deeds typically come with certain covenants, including the covenant of seisin (the grantor owns the property and has the right to convey it), the covenant against encumbrances, and the covenant of quiet enjoyment, further supporting the guarantee of good title.

The other options do not accurately reflect the primary purpose or guarantee of a warranty deed, as they focus on less comprehensive rights or interests that do not provide the same level of assurance about ownership.

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